One of the best referral gives, welcome offers and additional financial savings.
Listed here are among the particular offers operating proper now.
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There are a great deal of methods you may get extra from an American Categorical bank card aside from the continuing cashback rewards. And so they begin while you first apply.
First is both a referral bonus or cashback website bonus. These typically are value between £10 and £25, relying on the cardboard and the place you get the hyperlink.
Subsequent is the welcome bonus for many who haven’t had an Amex in 24 months. These include cashback, reward and factors based mostly playing cards. These can simply be value £100 or extra, relying on the cardboard.
Lastly there are additional gives accessible each month on the cardboard, with the Store Small promotion amongst my favourites.
Customary welcome gives
If you happen to’ve not had an American Categorical card in your identify in 24 months you’ll be eligible for a welcome bonus while you enroll and meet particular spending thresholds.
You is likely to be eligible for a bonus from the Platinum card and British Airways playing cards as an present cardholder – it will depend on which card or playing cards you will have. I’ve explained more in this article.
The very best paying normal welcome promotions are:
Card | Bonus | Worth | Payment |
American Categorical Most well-liked Rewards Gold bank card | 20,000 Amex Membership factors + 3,000 factors for spending | £115 | £0 (£195 in 12 months two) |
American Categorical Cashback bank card | 5% on first £2,500 spent | As much as £125 | £25 |
Nectar American Categorical bank card | 20,000 Nectar factors + 2,000 factors for spending | £110 in Nectar factors | £0 (£30 in 12 months two) |
Boosted welcome gives
These gives are generally boosted and it’s usually value ready for these offers to return alongside. As soon as to look out for embody:
- As much as 25,000 moderately than 20,000 for the Amex Preferred Reward Gold (normally spring and winter every year. Final ran November 2024 to January 2025)
- 80,000 moderately than 50,000 for the Amex Platinum (normally spring and winter every year. Final ran November 2024 to January 2025
- 60,000 moderately than 30,000 for the BA Amex Premium Plus (normally late winter and early autumn every year. Ran January to February 2025)
- £25 off the Amex Cashback card
When these and different offers are operating we’ll share the fundamentals under, with hyperlinks to extra detailed articles explaining the provide in full.
Present boosted gives
American Categorical has ditched the phrase “Platinum” from its cashback playing cards, however they work the identical as earlier than. Nevertheless, there’s now an additional cashback bonus for brand new clients value as much as £25.
As ordinary, the welcome provide and extra bonus are just for individuals who’ve not had an Amex of their identify within the final 24 months.
You will get this along with cashback from websites like Quidco and TopCashback. Proper now it’s £10, so do verify to see because it’s generally elevated.
Card | Customary bonus | Additional bonus | Payment | Ends? | Cashback website bonus? |
Amex Cashback On a regular basis | 5% cashback in first three months, capped at £100 | 5% elevated to first £125 for first 5 months | None | Unknown | £10 by way of Quidco* |
British Airways Amex Premium Plus: 60,000 bonus Avios
Till 25 February 2025 you may get 60,000 Avios moderately than the usual 30,000 for those who apply by way of the British Airways Government Membership. We’ve received a separate offers web page explaining precisely the way to make the most of the BA Amex Premium Plus offer.
Earlier boosted gives
These are the latest gives on different playing cards, to provide you an concept of what could possibly be coming.
Amex Platinum: 80,000 factors plus £100 (ended)
Till 14 January 2025 new eligible cardholders can get an elevated the welcome bonus (value £450) in the event that they spend £10,000 in six months, and there’s a £100 cashback provide on prime by way of cashback websites.
Together with different perks and cashback this could possibly be value round £900, if no more, earlier than the £650 annual charge.
We’ve extra particulars in our full analysis of this welcome deal.
Amex Most well-liked Reward Gold: 30,000 factors + £70 (ended)
Operating till 14 January 2025 is that this provide to get an elevated 30,000 Amex Reward factors (up from 20,000) on the American Categorical Most well-liked Reward Gold card.
You will get one other 10,000 for those who go by way of a referral hyperlink, value £50, or higher nonetheless as much as £70 by way of a cashback website. We’ve extra particulars in our full analysis of this welcome deal.
Amex Cashback card: £25 bonus cashback (expired)
New candidates to the Amex Cashback card will keep away from the £25 annual charge in 12 months one due to an additional £25 credit score. You’ll then additionally earn 5% cashback within the first three months on the primary £2,500 you spend.
Nevertheless each elements require you to not have had any Amex in your identify within the final 24 months.
You will get this along with cashback from websites like Quidco and TopCashback.
Card | Customary bonus | Additional bonus | Payment | Ends? | Cashback website bonus? |
Amex Cashback | 5% cashback in first three months, capped at £125 | £25 | £25 | Unknown | £25 by way of TopCashback* |
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Whether or not you’re eligible for a welcome bonus or not it’s best to at all times apply for an Amex by way of a refer-a-friend hyperlink or cashback website. These will be value something from a fiver to greater than £100, relying on the cardboard.
It’s unattainable to say which is finest because the charges change per card and may generally be elevated. So I’d verify each choices and go for the one which pays probably the most.
Cashback website welcome bonuses
Many Amex playing cards pays you an additional bonus for those who apply by way of Quidco or TopCashback. It’s value checking each websites to see which one pays extra, after which evaluating the speed to the referral bonuses.
If you happen to’re not with both cashback website then you may as well nab an extra welcome bonus on these too!
Refer-a-friend gives
Most Amex playing cards will give an additional bonus for signing up by way of a referral hyperlink. Although more often than not you’re higher off going by way of a cashback website, they’re at all times value a glance – particularly if they’re boosted.
Clearly you’ll be able to ask your family and friends if they’ve a hyperlink they’ll share with you, which you should use for any Amex you want – not simply the one they’ve. They’ll additionally get a kickback for sharing their hyperlink.
To see all of the completely different referral choices click on the “see all playing cards with a referral provide” button on the prime of the web page when it opens. You’ll get the speed proven for the cardboard you choose.
Improve gives
Very not often there are promotions to get you to improve your card. The bonus gained’t be pretty much as good because the welcome offers for newbies, nevertheless it’s value looking. You’ll see for those who’re eligible in your Amex account.
Improve Gold credit score to Platinum: boosted 40,000 factors
When you have the Most well-liked Rewards Golf card then you definately gained’t qualify for the welcome bonus on the Platinum card, so this improve provide is value a glance.
You will get usually get 20,000 Amex Reward Factors for those who improve from the Most well-liked Rewards Gold bank card to the Platinum bank card. You’ll must spend £4,000 in three months, so that is just for huge spenders.
You’ll earn 1 level per £1 spent, so in whole you’ll get 24,000 factors for those who obtain this. That’s value £192 if transformed to Avios, after which to Nectar factors.
However proper now you’ll be capable to get double. So thats 40,000 factors however you spend £6,000 in three months.
You’ll additionally get the extra credit and advantages from the Platinum card.
Keep in mind you’ll must pay £650 as an annual charge.
Improve Gold cost to Platinum: 20,000 factors
When you have the older Most well-liked Rewards Gold cost card (that is barely completely different from the bank card) you may get 20,000 Amex Reward Factors for those who improve to the Platinum bank card. You’ll must spend £4,000 in three months, so that is just for huge spenders.
You’ll earn 1 level per £1 spent, so in whole you’ll get 24,000 factors for those who obtain this. That’s value £192 if transformed to Avios, after which to Nectar factors.
Don’t overlook that £650 annual charge that comes with the Platinum
Supplementary playing cards: double factors bonus
Most Amex playing cards offer you a factors bonus while you add your first supplementary card (a very good motive to do that when you’ve had the appliance accredited moderately than a part of the preliminary course of).
If you happen to’re but to do that, now is an effective time to do it because the bonus is doubled till 20 October 2024 on the next playing cards.
- Amex Platinum: 10,000 Amex factors
- Amex Most well-liked Rewards Gold: 6,000 Amex factors
- Amex Rewards: 2,000 Amex factors
- BA Amex: 2,000 Avios factors
- Amex Cashback: £10 cashback
- Amex Cashback On a regular basis: £10 cashback
Most different playing cards will even offer you a bonus, although they’ve not been elevated during this provide.
Including certainly one of these playing cards to your account doesn’t require any credit score verify, and the brand new card gained’t even seem within the different particular person’s credit score file. It additionally gained’t influence their capacity to be a ‘new’ Amex cardholder sooner or later. They’re primarily a clone of your card with a unique identify on the entrance.
They’re helpful as they may also help you attain any welcome bonus thresholds that include the cardboard, when you’ll additionally be capable to activate further gives, resembling Store Small, on every card.
It’s necessary to recollect for those who give somebody a supplementary card that every one their spending on the cardboard will probably be added to your invoice – so make sure that they perceive it.
Most playing cards: 10% off eating
Examine your Amex gives to see for those who can activate 10% cashback as credit score at collaborating eating places till 31 March 2025. When you have the Platinum Amex it’s elevated to twenty% again.
Sadly, it gained’t be on each Amex card, however ought to no less than be on the Gold, Reward, Cashback and Platinum playing cards.
The record of places is London heavy, however there are locations throughout the UK in addition to chains like Knoops, Sincere Burger and Pizza Pilgrims.
Deliveroo: 2 x £5 credit score every month with Amex Gold
If you happen to maintain the Most well-liked Rewards Gold Amex then each month you may get £5 again on as much as two Deliveroo orders. Be sure to save the provide to your card. There’s additionally a £5 minimal spend per order.
Editor’s choose: 5.1% financial savings
Quick access ISA from Buying and selling 212 paying 5.1%
Harvey Nichols: £50 free credit score a 12 months with Amex Platinum card
When you have the Platinum American Express card (which comes with an enormous £650 annual charge) now you can get £50 till the top of June 2025 from spending at Harvey Nichols.
The spend will be cumulative and there’s no minimal spend. So purchase one thing for a tenner and also you’ll get £10 again to your card.
Eating: As much as £400 free credit score a 12 months with Amex Platinum card
This provide is for individuals with the total Platinum Amex. Each six months till 31 December 2025 you’ll get £100 eating credit score to make use of at some top restaurants. Most do appear to be in London however there are just a few across the nation (primarily the Ivy chain) so it’s best to be capable to redeem the provide.
There’s additionally the identical quantity accessible abroad, although the places are very restricted. So I’d deal with this as an additional moderately than a certainty.
As with most Amex gives, you’ll want so as to add it to your card. It’s restricted to the principle cardholder solely so can’t be added to supplementary playing cards.
The cardboard comes with a large £650 annual charge so I wouldn’t apply only for this provide (certainly there’s no assure it’ll be accessible to newbies) – however for those who do go for it, the charge will probably be prorated for those who cancel.