Earn factors & cashback value as much as £235

From 6 November 2024 to 14 January 2025, the welcome provide is elevated on the American Categorical Most well-liked Rewards Gold bank card.

Right here’s what it’s essential know.

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What’s the American Categorical Most well-liked Rewards Gold bank card?

This card from Amex is free within the first 12 months, however prices an enormous £195 a 12 months from the second 12 months onwards – so it’s finest to solely get this one for a single 12 months after which cancel it.

You’ll earn Amex Membership Reward factors along with your spending. There’s a set 1 level per £1 spent. These factors could be swapped for present playing cards or Nectar factors at a price of 0.5p per level, or 1:1 to many airline companions.

Nevertheless there are additionally bonus factors triggered whenever you hit spending thresholds, so the cardboard can probably offer you a return of near 0.75%.

You’ll find extra particulars on how the Most well-liked Rewards Gold card works, the worth of it’s cashback work and different options in our full Amex Gold credit card review.

Normal American Categorical Most well-liked Rewards welcome provide

Normal: earn 20,000 factors

While you first apply for the cardboard you could possibly get a welcome bonus, normally 20,000 Amex Reward Factors. That’s value £100 as a present card as Nectar. To be eligible for the Gold card bonus you can not have had any Amex in your identify within the final two years.

There’s additionally a minimal spend required to set off the bonus. Spend a penny much less and also you’ll get nothing. That is normally £3,000 within the first three months. These factors could be value one other £15, providing you with a complete of £115.

The generic provide for this Amex card runs all 12 months. You’ll get somewhat extra when you apply through a refer-a-friend provide or a cashback website, however personally I’d all the time look ahead to one of many elevated provides that are likely to run two or 3 times a 12 months.

Card Reward kind Regular bonus
American Categorical Most well-liked Rewards Gold bank card Membership Rewards Factors 20,000

Boosted American Categorical Most well-liked Rewards welcome provide

Boosted: earn 30,000 factors

The most recent elevated provide runs from 6 November 2024 to 14 January 2025.

At 30,000 Amex Reward factors, it’s value 10,000 extra factors than the usual provide. That is higher by 5,000 factors than the boosted deal that ran in the summertime of 2024.

Boosted provide Requirement High up bonus Supply ends
30,000 factors Spend £3,000 in three months 5,000 bonus factors when you use the cardboard in month 15 16 July 2024

As with the conventional provide it’s essential spend £3,000 in three months to get this provide. Doing that may earn you one other 3,000 factors and a complete of 28,000. That provides as much as £140 as present playing cards.

As with most different Amex welcome provides you’ll be able to’t have had any Amex account in your identify within the final 24 months (that doesn’t embody supplementary cardholders).

Further provides

Additional 10,000 factors referral bonus

You will get one other 10,000 on high when you apply within the first place through a referral hyperlink, value one other £50. That’s a complete of 40,000 factors, plus 3,000 for the spending, including as much as 43,000 Amex factors. That’s value £215 as a present voucher or in Nectar factors.

Nevertheless, I believe it’s value skipping this for a cashback website provide as an alternative as that may very well be value rather more.

£70 further through cashback websites

There’s the potential to get a bonus of as much as £70 on high when you apply through TopCashback or Quidco. The charges do change, so evaluate each websites to see which pays essentially the most.

Going through considered one of these websites provides you with the the decrease elevated 30,000 level bonus and never the 40,000 refer-a-friend provide, however total you’ll be up by £20.

This desk breaks down what you’ll make from the provide relying on whether or not you go through TopCashback or a buddy’s hyperlink on the time of writing.

Welcome factors earned Further bonus Factors earned from £3,000 spend Complete factors Worth as present playing cards / Nectar
Apply through Quidco* 30,000 £70 3,000 33,000 £165 + £70 c/b = £235
Apply through a refer-a-friend hyperlink 30,000 10,000 factors 3,000 43,000 £215
* price appropriate as of 29 Could 2024