Listed here are the very best fastened fee financial savings accounts on provide proper now

You’ll be able to repair your financial savings for something from three months to 5 years to get a barely higher fee in return. Nevertheless, it’s essential make certain you gained’t want entry to that money over that point. The longer you repair, the better the danger you’ll lose out if charges had been to rise. However on the similar time, they’re protected if charges had been to fall.

In the event you assume you’d favor to have the ability to entry your cash everytime you need, you’d in all probability need an easy-access savings account.

It’s price noting, too, when longer fixes give you entry to the curiosity. With most, it’s on the finish of the repair, that means all that curiosity will depend in the direction of your personal savings allowance for the 12 months you obtain it.

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Greatest fixes underneath a 12 months

Six month fixes

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FSCS Protected: Sure

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9 month fixes

Al Rayan

Anticipated fee (fastened)

4.35%

by way of Prosper

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FSCS Protected: Sure

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Greatest 12-month fastened financial savings accounts

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Al Rayan

Anticipated fee (fastened)

4.45%

by way of Prosper

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FSCS Protected?: Sure

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£100 bonus

Get a £100 enhance while you enroll with the code HELLO100 and deposit £10,000 by 30 September 2025

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The efficient fee assumes you will go away the cash saved on this account for 12 months. In the event you save greater than £10,000 for this time, then the efficient fee will lower.

Greatest 18-month fixes

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Greatest two-year fixes

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Greatest three-year fixes

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Greatest four-year fixes

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Greatest five-year fixes

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FSCS Protected?: Sure

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