Be careful although for an elevated annual payment

The BA Amex Premium Plus bank card is an honest approach to earn Avios factors, particularly when the welcome supply is boosted. And till early October you will get an enormous 60,000 factors – however provided that you apply through British Airways itself.

Right here’s all the pieces you should know, plus how a lot these factors could possibly be value as Nectar factors.

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What’s the British Airways American Specific Premium Plus bank card?

This bank card (for brief we’ll name it the BA Amex Premium Plus) helps you to earn Avios factors as you spend. You’ll get 1.5 factors for each £1.

To get an thought of what meaning, you may convert the Avios to Nectar factors, and it successfully means you’ll get a price of 0.75% again (one level is value 0.5%). That’s up there with the best cashback or reward cards on the market, however might be overwhelmed.

That’s particularly the case while you issue within the annual payment. This now stands at £300 for the yr, and American Specific is about to remove the option to get a pro-rata refund if you happen to cancel or downgrade the cardboard throughout the yr – thought that’s been delayed a couple of occasions So, except you will get one of many different perks from this card, it’s not going to be one of the simplest ways to earn.

The largest of these extras is for these new to the cardboard. In that case you may be capable of get the welcome bonus on prime. This may offset the payment, significantly when it’s boosted, as we element in the remainder of the article.

And there’s one other perk with the BA Amex Premium Plus. If you happen to spend £15,000 on the card in a year (ranging from while you open it), you’re going to get a 2-4-1 voucher to spend on BA flights, together with in enterprise and top quality

Are BA Amex Companion Vouchers value it?

To make use of the companion voucher you will have sufficient Avios factors to cowl the entire flight so as to use the voucher, and there’s typically restricted availability on in style routes. Each of those points could make it arduous to redeem your voucher on longer journeys or in non-economy seats.

And there are charges and taxes added on prime which may make it simply as costly as discovering a flight on supply from a distinct airline.

So I’m not saying these aren’t value it (they completely might be), however they simply aren’t as superb as they first appear.

And the elevated annual spend to set off one additionally decreased their worth.

What are the usual BA Amex welcome gives?

The usual supply for the British Airways American Specific Premium Plus is 30,000 factors while you spend £6,000 in three months. For the free card it’s 6,000 factors while you spend £2,000 in three months.

What are the most recent BA Amex welcome gives?

These offers are often elevated a few occasions a yr, and have been as excessive as 80,000 factors.

Listed here are the most recent offers, with extra particulars on each beneath:

Card Reward sort Regular bonus Boosted bonus Provide ends
British Airways American Specific Premium Plus bank card Avios Factors 30,000 60,000 25 February 2025
British Airways American Specific bank card Avios Factors 5,000 7,000 25 February 2025

BA Amex Premium Plus: 60,000 Avios factors

From 15 January to 25 February 2025 the welcome bonus is elevated on the BA Amex Premium Plus card to an enormous 60,000 if you happen to spend £6,000 within the first three months. That is double the standard supply of 30,000 factors.

You’ll additionally earn factors in your spending, which in complete will imply you could have not less than 69,000 Avios from this card if you happen to meet the spending necessities.

If you happen to don’t need to use the factors on flights you may covert them to £345 in Nectar factors (extra on this beneath), providing you with a revenue of £45 after the payment.

Nevertheless you gained’t discover this supply if you happen to go through the American Specific web site, which implies you may’t improve it with refer-a-friend hyperlinks or cashback websites. You need to apply as a substitute through the free British Airways Govt Membership scheme. We’ve extra on this in a bit.

BA Amex: 7,000 Avios factors

Additionally a part of this promotion is a rise to the free card bonus to 7,000 Avios factors. To get this you should spend £2,000 in three months. These factors covert to £42.50 in Nectar factors.

I’m not going into element on this supply on this article, nevertheless it’s value noting you can’t get this free BA card bonus if you happen to’ve had any Amex within the final two years.

Once more you need to go through the BA Govt Membership for this supply.

How you can get the boosted deal

Are you eligible for the supply

First up, you should be eligible for the welcome deal. In contrast to with most different American Specific playing cards you will get it on the BA Premium Plus Amex even when you have already got an Amex.

The one playing cards that rule you out are the 2 BA Amex playing cards. So if you happen to’ve had both of those within the final 24 months in your title (supplementary playing cards added to another person’s card don’t rely) then it’s unhealthy information.

But when it’s been greater than two years, otherwise you’ve by no means had both card, then you definately’re good to maneuver on to the appliance stage.

You additionally have to have a wage of not less than £35,000 a yr and dwell within the UK.

Apply the best method

Don’t apply for the cardboard on its web site as you’ll solely get the usual 30,000 welcome bonus.

To get this elevated give you’d want to affix the British Airways Executive Club and apply via them. That is BA’s loyalty programme and it’s free to affix. You’ll want one anyway with this card because it’s the place you’ll entry your Avios.

When you’ve signed in, scroll down. You’ll see the supply listed in a “Steered for you” part. Test it says 60,000 factors.

You need to click on the hyperlink there to ensure that the supply to be tracked. You’ll be taken to a suggestion touchdown web page with extra particulars, and from there you may apply for the cardboard. You’ll nonetheless be capable of verify eligibility earlier than making the total utility.

A warning although – some readers had points up to now the place Amex stated they hadn’t utilized through the best hyperlink. Nevertheless, one went to the Financial Ombudsman who found in their favour.

I’d take screenshots of this course of, displaying the supply in your BA account and the touchdown web page too, simply in case you should present you probably did as instructed.

Additionally, be sure you don’t have another Amex home windows open earlier than you click on via from British Airways, incase that interferes with monitoring.

Minimal spend

When you’ve been accepted for the cardboard you should spend £6,000 in three months. It will earn you one other 9,000 factors (1.5 factors per £1 spent) and earn you a complete of 69,000 factors.

Swapping your factors for £345 in Nectar factors

If you happen to don’t need to use them in direction of flights, you may as a substitute swap them to Nectar factors. I feel that is the perfect utilization, and people 69,000 factors will convert to the identical variety of Nectar factors – which is value £345.

Sadly, that is lower than it was once, after Avios revalued the conversion rate to Nectar points early in 2024.

After all, you do have to think about that £300 annual payment, so your revenue is just going to be £45. General that’s not superb, so it’s in all probability not well worth the trouble happening this route.