The most recent information that can assist you get probably the most out of your bank card.
Right here’s my month-to-month replace sharing modifications for main UK bank cards, in addition to among the related articles you might need missed on the location.
June’s bank card & BNPL replace video
I am going into extra element on a few of this month’s updates on this video.
June’s bank card & BNPL information
Chase bank card begins to roll out
It appears to be like like Chase will totally open purposes for it’s new bank card this month, with current present account clients already being given entry in batches.
It’s not an incredible card. There’s no cashback on supply or welcome deal, although it’s price free to make use of overseas and presents 15 months of spending at 0%. Full particulars are in our Chase credit card review.
If you happen to’re eligible to use you’ll discover it in your Chase app. As soon as accepted (there can be a tough credit score test), you’ll be able to entry the digital card immediately.
John Lewis slashes factors
The John Lewis Partnership card has been a well-liked possibility for buyers on the division retailer and it’s grocery store model Waitrose, with the equal of 1.25% again on spending at these retailers.
Nonetheless, elsewhere it presents one level for each £4 spent which works out as 0.25% – simply crushed. Nicely that’s about to worsen, as from the beginning of August it’s one level for each £10 spent, the identical as 0.1%.
In case you are utilizing it for spending elsewhere, then it’s time to search for one other cashback or reward card that’ll pay as much as 1%.
And there are even higher choices to your grocery store purchasing, with as much as 4% or 5% obtainable on discounted gift cards.
Amex disappears from cashback websites
Most individuals apply for a brand new Amex card direct with American Specific, however one solution to get an additional increase is to go through a web site like Quidco or TopCashback – that’s till now.
In mid-Might I observed the model was not exhibiting on these websites. Hopefully it’s a brief change, however within the meantime if you happen to’re going to go for a brand new Amex, you’ll be higher off discovering a refer-a-friend hyperlink for some further money or factors. There’s truly a boosted referral supply for a lot of playing cards proper now, and that’s shared under.
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June’s bank card particular presents
Amex presents elevated referral offers
Till 15 July welcome presents on playing cards together with the Amex Cashback and Amex Gold Rewards are elevated if you happen to go through a refer-a-friend hyperlink. Your buddy will even get a bigger kickback! We’ve coated this in additional in our Amex deals web page.
Barclaycard Rewards double cashback
New candidates to the Barclaycard Rewards card earlier than 4 August 2025 can get 0.5% cashback relatively than the usual 0.25% till 30 November 2025. It’s one among our top cards for spending abroad.
Amex Cashback cuts £25 for one 12 months
If you happen to’re going to use for an Amex, then the Amex Cashback is free for the primary 12 months if you happen to apply earlier than 15 July, saving you £25. And if you happen to go through a kind of boosted referral hyperlinks you’ll get one other £40 on high. Plus there’s 5% again on as much as £2,500 of spending within the first three months.
Ongoing presents
The next are nonetheless all obtainable, however coated intimately in earlier updates. Hit the hyperlinks for extra info.
This month’s finest bank cards
As at all times when speaking about bank cards the most effective bank card for you’ll rely in your credit score report and why you want one. Ensure you learn my rules for having and applying for a credit card.
However assuming you’ve bought a terrific credit score report, don’t want one to clear current money owed and can clear the steadiness fully every month, these are my high picks:
