The newest information that will help you get probably the most out of your checking account.
Right here’s my month-to-month replace sharing adjustments for main UK present accounts, in addition to among the related articles you may need missed on the weblog.
June’s checking account replace video
For a extra detailed replace, watch this video from our YouTube channel.
June’s present account presents
Newest financial institution switching offers
There are actually 5 offers from main banks, although you possibly can’t go for these for those who’ve had the money earlier than. Click on every hyperlink for more information on each.
The most recent provide is from Santander, with £180 up for grabs. Plus for those who go for the Edge account there’s 1% again on payments and a 6% financial savings account. You’ll have to pay a £3 month-to-month charge although.
TSB’s bank switch offer is extra profitable at as much as £340, although it’s additionally extra sophisticated with so much to do and a very long time required to maintain the account.
Present Nationwide customers can switch for £200 on each a private and joint account, so there’s probably £600 up for grabs for a pair. They’re additionally providing that £100 Fairer Share payment for many who qualify, and entry to a 5% fastened financial savings account for 18 months.
In case you reside in Northern Eire then you definately’ll additionally have the ability to rise up to £175 from Danske Bank.
Elsewhere, First Direct’s switching offer continues to be going for £175. Don’t neglect you possibly can entry a 7% regular saver with this financial institution.
Newest Premier financial institution change offers
One other new provide is for the HSBC Premier switch deal. This one will get you a £500 Selfridges voucher, so it’s a giant reward. Nonetheless, it’s worthwhile to meet excessive wage or saving necessities to open the account.
In the meantime you possibly can nonetheless get the Barclays Premier Rewards switch offer, which is able to earn you 25,000 Avios.
Buying and selling 212 presents as much as 1.5% cashback
The cashback fee on Buying and selling 212’s debit card has been elevated to 1% till mid July, and you’ll enhance it additional to 1.5% for those who select to auto-invest your cashback. That is till 5 July. Bear in mind with investing, your steadiness can go up or down.
Hopefully one or each presents will probably be prolonged. In case you don’t have an Buying and selling 212 account but, there’s a welcome offer of a free share worth between £8 and £100 through our hyperlink.
Barclays Blue free cinema screenings
In Might there was one other Apple TV screening in chosen Everyman cinemas for Barclays Blue Rewards prospects. It’s a good package deal of two tickets to the movie, a cocktail and popcorn every and a pizza to share.
That’s the speculation at the very least. That is solely the third screening since September, so it’s not precisely a daily perk.
Then your probabilities of getting a ticket are slim. Solely a handful of Everyman cinemas had been exhibiting the film, and the screens weren’t big, so at most only a few hundred individuals would have been capable of profit.
Plus the film (Fountain of Youth) was terrible – I left half manner although.
So I nonetheless suppose Blue Rewards isn’t price paying for. However for those who do need to maintain it, then do act quick for those who see related presents.
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June’s present account information
Halifax Rewards to finish £5 or cinema ticket perk
From September you’ll now not obtain a reward in it’s present kind from the Halifax Reward account. This implies an finish to £5, a cinema ticket or a digital journal subscription. There will probably be a alternative, although that is set to be revealed in July.
It’s price noting that in case your present reward is because of end after 17 June, you received’t have the ability to renew it. New prospects may even not have the ability to set off the rewards in the event that they apply after this date.
Halifax say most prospects didn’t qualify every month. We’ve extra info on the changes to the Halifax Rewards right here.
Santander axe Edge debit card cashback
One other huge reward change, and this time Santander will probably be ending the 1% cashback on groceries and journey spending with the Edge and Edge Up debit playing cards. This can end on 9 September 2025.
Once more, you possibly can learn extra about this, and your options, in our article on the changes to cashback on Santander Edge debit cards.
Santander to finish 123 Lite accounts
And Santander are at it once more. This one impacts current 123 Lite present account prospects, who can have their accounts moved to an On a regular basis account on 21 August 2025.
The account received’t be closed. As a substitute it’ll be transferred over, so that you’ll maintain your account quantity and playing cards, however you’ll cease incomes as much as 3% cashback on payments. You’ll additionally cease paying the charge
Proper now the total 123 isn’t affected. I’ve written about what the end to the 123 Lite means for patrons, and options.
Membership Lloyds charge will increase
I’ve informed you about this earlier than, nevertheless it’s price a reminder. Because the begin of this month, the charge for the Club Lloyds account has elevated to £5 from £3.
Nonetheless, nobody must be paying this as it is going to be cancelled out whenever you deposit £2,000 a month into the account. This doesn’t should be in a single go, or keep within the account, so you possibly can transfer a smaller quantity out and in a number of occasions for those who aren’t capable of do the total quantity.
Co-op Financial institution are additionally rising a charge – this on their packaged On a regular basis Additional account which presents insurance coverage. From 1 July it’ll value £18 a month quite than £15 a month. You possibly can see our full information to the best packaged bank accounts for options.
Yonder launches new debit card
Reward bank card supplier Yonder has launched two new debit playing cards, one free and one paid. You’ll earn one level per £1 spent on the free card, and 5 per £1 on the £15 card – although that additionally comes with journey insurance coverage and a ten,000 level bonus.
The factors will be redeemed for ‘experiences’, which are typically cash in the direction of restaurant payments. I’m not satisfied it is a higher possibility than options, particularly since you may get 1% cashback to make use of as you need from Amex Nectar bank card and the Buying and selling 212 debit card. However we’ll intention to delve deeper in coming months.
Starling and Monzo add new options
An fascinating further for Starling customers. They’ve launched an AI characteristic to analyse your spending. Apparently extra AI options will probably be coming.
In the meantime over on Monzo now you can ‘undo’ funds. You possibly can select to set the timer for 15, 30 or 60 seconds (or not allow it in any respect), and then you definately’ll have the ability to cancel the cost – it’ll be as for those who by no means pressed ship.
Lloyds launch Premier account
In case you will pay in £5,000 a month, or save £100,000 with Lloyds then you can be eligible for the brand new Lloyds Premier present account. It’s £15 a month however that’s waived for those who meet this standards.
It’s mainly the Membership Lloyds account with a couple of extras. The perks embrace:
- 1% cashback, as much as £10 per thirty days
- Bupa Household GP and Wellbeing (together with GP appointments, six physio classes and 14 counselling classes)
- A life-style profit, together with free Disney+ with Advertisements or six Odeon or Vue cinema tickets
Since you may get the cashback from different playing cards and the approach to life freebie through Membership Lloyds, the one perk actually is the Bupa subscription – although do be aware it’s not full medical health insurance and there are exclusions.
Extra financial institution closures
Natwest have introduced 55 additional department closures this yr. Discover out which ones are shutting. Barclays in the meantime has stated it received’t shut any extra branches in 2025 and 2026 – although it’s already shut 20 this yr.
Vote for the very best present account
In June we’re operating a present account World Cup match, seeking to see who you suppose presents the very best account. The primary few rounds have already been accomplished, however there’s nonetheless time so that you can get entangled with the final group stage nonetheless to be determined, after which semi finals and finals occurring within the subsequent few weeks.
Winners of every spherical will probably be revealed in our Cash Chats podcast every Tuesday.
The dates beneath are when every voting interval begins. You possibly can vote in our Facebook community or within the Posts tab of our YouTube channel.
Tues 3 June – Spherical 1, group A
- Membership Lloyds
- Nationwide FlexDirect (Winner – by means of to semi finals)
- Santander Edge
Fri 6 June – Spherical 1, group B
- Kroo
- Natwest Reward
- Starling (Winner – by means of to semi finals)
Tues 10 June Spherical 1, group C
- Monzo
- Halifax Reward
- Triodos
Fri 13 June Spherical 1, group D
Tues 17 June Semi closing 1
- Nationwide Flex Direct A vs Starling
Tues 24 June Semi closing 2
Tues 1 July Last
Our prime present accounts for June 2025
I all the time suppose it’s price having multiple present account (find out why here) and right here’s my run-down of the highest accounts to have this month.
