Every little thing it’s worthwhile to assist you to in your mortgage journey
After months of planning, we’re excited to announce our new partnership with the award-winning mortgage dealer, Tembo.
We listened to you guys, our viewers, while you instructed us you needed extra mortgage content material and instruments, and we expect we’ve completed even higher!
We’ve acquired a whole mortgage bundle for all of our readers, together with:
- A mortgage affordability calculator that will help you learn how a lot you possibly can borrow and the month-to-month repayments you possibly can anticipate to pay
- Dwell mortgage comparison tables so you will get the very best charges in actual time
- Helpful guides and articles from the Be Intelligent With Your Money crew, that will help you become familiar with mortgages, whether or not you’re a primary time purchaser or are remortgaging
- Plus, free mortgage recommendation (value as much as £499*) from one in every of Tembo’s professional advisors while you take out an ordinary mortgage or remortgage
Mortgage affordability calculator
When you’re getting a mortgage or remortgage, the very first thing you need to do is learn how a lot you possibly can afford to borrow. And in just a few clicks, our affordability calculator can do exactly that.
Enter just a few particulars together with your family earnings, your deposit and the property worth, whether or not you’re self employed or employed and a few different bits, and also you’ll get a strong estimate of what you possibly can borrow, plus the month-to-month price.
You possibly can then click on via to ‘get a personalised price’ which places you in contact with Tembo, and chances are you’ll uncover you possibly can borrow extra.
Whether or not you’re simply interested in how a lot you possibly can borrow otherwise you’re additional alongside in your property buy, our calculator is an excellent device to get you began.
Strive our mortgage calculator
Our mortgage calculator helps simplify issues by supplying you with an concept of how a lot you possibly can borrow and your doubtless month-to-month repayments.
Mortgage comparability tables
Our mortgage best buy tables present you the highest mortgage offers in actual time which are obtainable to you, based mostly in your circumstances. In just a few seconds you possibly can evaluate over 20,000 mortgages from over 100 lenders.
Once more, simply fill in just a few containers such because the mortgage sort you’re after, the property worth and your deposit, and also you’ll be proven your high picks based mostly on the bottom month-to-month price (though you possibly can filter by totally different measures).
You’ll then be given the chance to verify your eligibility for the mortgage and might be linked to one in every of Tembo’s advisors.
We love this device as it’s all the time up to date with the stay charges, so you understand what offers can be found to you at any time.
Evaluate mortgage charges and offers
In search of a mortgage? Discover the highest charges from over 200,000 offers and 100+ lenders with our stay tables.
Mortgage content material
We’ll even be bringing you loads of in-depth articles and movies on mortgages and the (costly!) home shopping for course of, that will help you get financially ready and to know extra about what to anticipate.
We’ve already lined the fundamentals, on mortgages, remortgages and the hidden fees when it comes to buying a house. We’ve additionally defined extra sophisticated matters like Stamp Duty, and revealed useful hacks like profiting from your Loan to Value ratio to save lots of your self 1000’s of kilos.
You’ll find extra articles on our dedicated mortgage hub.
Get the very best of our cash saving content material each Monday & Thursday, straight to your inbox
Plus an unique £20 welcome bonus for brand spanking new Quidco members (Phrases apply)
Save as much as £499* on mortgage recommendation
When you’ve ever used a mortgage broker, you’ll know they will cost lots of of kilos for his or her service.
A dealer might be actually useful while you’re on the lookout for a mortgage or when you’re remortgaging, as they will search the marketplace for the very best offers and assist you to select the suitable mortgage for you, relying in your circumstances.
Tembo normally expenses a price of as much as £499 however when you go by way of Be Intelligent With Your Money, this can be waived when you’re taking out an ordinary mortgage or remortgage. When you’re on the lookout for one thing that’s a bit extra sophisticated, like a buy-to-let mortgage or a mortgage together with a guarantor, you will have to pay a price.
You’ll be capable to entry this deal by way of our affordability calculator and our mortgage comparison tables (extra on these beneath).
We’re actually excited to have the ability to provide this deal to our readers and save them lots of of kilos when getting mortgage recommendation.
Why are we working with Tembo?
We’re fussy about who we associate with and we solely work with corporations who impress us with their merchandise and repair. And we’re happy to say Tembo ticks all of the containers.
We’re not the one ones who assume so, both. Tembo’s been voted Greatest Mortgage Dealer on the British financial institution awards 4 occasions in a row they usually’re additionally rated 4.98 out of 5 on our sister web site, Smart Money People, each of that are based mostly on opinions from actual clients.
*Your private home could also be repossessed if you don’t sustain repayments in your mortgage. Be Intelligent With Your Money might obtain a cost from Tembo Cash when you full a mortgage via the hyperlink supplied. This won’t have an effect on the quantity you pay for the service.
This dealer price low cost of as much as £499 is relevant for normal mortgages and remortgages solely, extra complicated instances together with guarantor, buy-to-let, antagonistic credit score, and fairness switch could also be responsible for a price. The price you’re required to pay can be clearly outlined by your adviser previous to an software being submitted in your behalf. The provide doesn’t cowl some other potential charges which will come up in the course of the mortgage course of.
Tembo Cash Restricted (12631312) is an organization registered in England and Wales with its registered workplace at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and controlled by the Monetary Conduct Authority underneath the registration quantity 952652. Tembo Cash was awarded Greatest Mortgage Dealer on the British financial institution awards in 2022, 2023, 2024 and 2025. Charges usually are not assured and will change by the point you come to use. Eligibility standards might range by lender.
Our calculator is just an estimate of how a lot you’ll be able to borrow and doesn’t represent mortgage recommendation
Some articles on the location comprise affiliate hyperlinks, which offer a small fee to assist fund our work. Nonetheless, they received’t have an effect on the worth you pay or our editorial independence. Read more here.
