The most recent information that can assist you get essentially the most out of your bank card.

Right here’s my month-to-month replace sharing modifications for main UK bank cards, in addition to a number of the related articles you may need missed on the weblog.

October’s bank card & BNPL replace video

I’m going into extra element on a few of this month’s updates on this video.

October’s bank card & BNPL information

Chase trial UK bank card

It’s been rumoured for a very long time, however reviews have revealed that Chase workers are trialling a bank card within the UK forward of a full public launch.

Don’t get too excited although. It looks like at begin it’ll simply be a fundamental bank card with none factors or cashback. These options will hopefully come later.

Asda reduces cashback fee for brand new cardholders

You’ll now get 0.75% on Asda spend and 0.2% elsewhere with the Asda Cash bank card, which isn’t nice in comparison with alternative cashback cards. Nonetheless, that’s just for individuals who utilized from September onwards. For now, present cardholders get 1% in Asda and 0.3% at different retailers.

Amazon launches new Barclaycard

Although that is our October replace, our final one in all these was in early August – earlier than Amazon launched it’s new partnership with Barclaycard. As coated in August, there’s a welcome supply and ongoing factors obtainable. You’ll be able to learn all the small print in our Amazon Barclaycard Rewards credit card assessment.

BA Amex modifications start subsequent month

Changes to the companion voucher eligibility for the British Airways Amex playing cards kick in on 1 November. You’ll must spend £15,000 in your card yr (so every anniversary from once you opened it) to set off the voucher. That is for each the free and paid card.

For those who’re nonetheless considering getting the cardboard, there’s a boosted Avios welcome supply working till Tuesday 8 November, extra on that under.

Virgin Atlantic revamps factors redemptions

From 30 October 2024 redeeming Virgin factors for flights will get much more difficult – and will imply you want extra to e book sure seats and routes. You’ll be able to learn extra about it on the Head for Points website.

Metro and Sainsbury Financial institution ditch bank cards

You’ll be able to now not apply for a brand new bank card with Sainsbury’s Financial institution. Present ones are nonetheless working wonderful, although they may all transfer to NatWest in 2025. We’ll replace you once we know extra.

It’s a distinct story for Metro Financial institution although as all present bank cards had been closed on 10 September 2024, and so they received’t be reopening functions both.

Tesco Financial institution playing cards set to maneuver to Barclays

In the meantime it appears to be like like Tesco Financial institution bank cards will likely be transferred over to Barclays firstly of subsequent month. Nothing will change firstly, however since Barclaycard have a coverage of just one card with them, there’s an opportunity it might rule you out of welcome presents from different playing cards they supply.

Virgin & Nationwide merger

And yet one more change noticed Nationwide take over VIrgin Cash on 1 October. For not less than a yr they’ll preserve working as separate companies, so that you don’t want to fret about something.

10% HSBC supply recap

For those who blinked you’ll have missed this superb 10% cashback supply from HSBC. It was obtainable within the final week of September, for earnings in October, November and December 2024 – in case you had been an present HSBC Visa bank card holder and acquired the e-mail inviting you to activate the supply. To make certain you don’t miss out on offers like this, be sure to subscribe to our free newsletter, despatched out each Thursday morning at 7am.

Credit score articles you may need missed

IN PREVIOUS UPDATES

Try my earlier credit card updates to learn in regards to the following:

  • Santander’s 2% cashback card
  • Halifax & Lloyds supply World Elite bank cards
  • Natwest’s new cashback card

October’s bank card particular presents

BA Amex Premium Plus: 60,000 factors welcome

This supply ends 8 October 2024 – extra particulars in our BA Amex Premium Plus deals web page.

There’s an additional £25 on supply for brand new Amex Cashback On a regular basis cardholders, with 5% again on the primary £2,500 spend fairly than the standard £2,000. Extra particulars in our American Express deals web page.

Amazon Barclaycard: £20 or £50 welcome

New candidates for the Amazon Barclaycard Rewards card will get a £20 Amazon credit score, whereas anybody who had the earlier Amazon bank cards can get £50 in credit score.

Asda Cash: rise up to £30 again in Asda Kilos

For those who open a bank card with Asda Cash you may nab a £30 bonus in your Asda Reward app. Extra particulars in our credit card deals web page.

This month’s finest bank cards

As at all times when speaking about bank cards the very best bank card for you’ll rely in your credit score report and why you want one. Be sure you learn my rules for having and applying for a credit card.

However assuming you’ve acquired an ideal credit score report, don’t want one to clear present money owed and can clear the stability utterly every month, these are my high picks:

Andy’s High Three Credit score Playing cards (October 2024)

  • Santander Edge for two% cashback in first yr, regardless of the charge (read more)
  • Amex Nectar for ongoing 1% cashback in Nectar factors (read more)
  • Barclaycard Rewards for 0.25% cashback and fee-free spending abroad in case you don’t need a Chase current account