This deal doesn’t require switching.
Excellent news for present Santander clients or earlier financial institution switchers – you’re eligible for this supply. However be fast because it may go at any time! Right here’s what it’s essential know.
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What’s the supply?
For those who go through particular companions and open a Santander present account, there’s the prospect to get a £100 Amazon voucher. And for those who go through TopCashback first, there’s one other £20 up for grabs on prime.
The eligible accounts are:
- On a regular basis
- Edge
- Edge Up
- Edge Explorer
You’ll want to make use of your debit card 30 instances within the first 60 days, and you should preserve your account open till you’ve obtained the voucher, however that’s it.
There’s no financial institution switching required. Keep in mind there might be a hard search on your credit report.
Nonetheless, getting the voucher isn’t fast or automated. You’ll have to attend till mid February 2026 to say it. I’ve defined how to do that it later on this article.
Who’s eligible?
Each new and present Santander clients can apply for an account through this promotion. There’s no restriction saying you’re ineligible for those who’ve beforehand taken benefit of an identical supply, as you usually get with financial institution switching offers.
You’ll additionally should be over 18 years outdated and dwell within the UK.
When does the supply finish
The supply began on 20 October 2025 and there’s no revealed finish date. So this might go at any time. For those who’re I wouldn’t waste any time – go, go, go.
Although you may get this supply through quite a lot of comparability websites comparable to Moneysupermarket, Comparethemarket, GoCompare and Finder, you may get an additional £20 for those who go through TopCashback.
All it’s essential do is click on by and apply from the cashback web site. There are not any different actions required for this extra cost. You continue to want to make use of the debit card 30 instances for the primary £100 voucher.
It’ll take not less than 90 days for this cost to be authorized, and one other 4 to 6 weeks after this for the cash to hit your TopCashback account.
£20 TopCashback welcome supply
There’s additionally the prospect for one more £20 cashback on prime of this in case you are new to TopCashback. That is through an exclusive link on Be Clever With Your Cash. Nonetheless this bonus requires you to spend £10 to set off it.
For the reason that Santander supply doesn’t entail any spending, you’ll need to store at one other retailer first to get this free money. There are millions of massive retailers on there, so there must be one thing you need to purchase. And if not, you’ll be able to decide up grocery store present playing cards through the TopGiftcards part of the positioning.
Find out how to get your voucher
While you first apply for the present account through your chosen accomplice, verify your inbox for an electronic mail from VoucherSent. This may verify that you just’ve registered for the supply.
Assuming you then efficiently get the account and use the debit card 30 instances in 60 days, it’s then a ready recreation.
The phrases state that after 12 February 2026 you’ll get one other electronic mail from VoucherSent with a hyperlink to say your £100 Amazon voucher. You’ve then received 30 days to do that. Personally I’ve set a reminder in my calendar to verify my inbox and spam folders on and round this date so I don’t overlook.
For those who don’t get the e-mail by 26 February, you’ll discover a hyperlink within the preliminary electronic mail to an enquiry type. You’ll have till 12 March to lift a question.
Debit card spending hack
The 30 debit card transactions in two months won’t be a difficulty for those who’re utilizing the account for many of your spending. Although after all for those who do that you just’re lacking out on cashback from specialist cards or gift cards.
The excellent news is there are methods to hack this, and spend together with your debit card with out truly spending. This consists of utilizing the cardboard to repay cashback bank cards and add to financial savings. I’ve lined this intimately in our debit card spending hack article.
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Plus, new Quidco clients get a prime paying £20 welcome supply
May this supply rule out future switching money?
There’s a threat that for those who’ve not beforehand had switching cash from Santander previously that this promo may rule you out of 1 sooner or later.
The final Santander switch offer ran in the summer of 2025, worth £180. This was open solely to individuals who had an open Santander present account on 1 January this 12 months.
Nonetheless, for those who’d opened one since then, or had closed an account earlier than that date, you possibly can apply for the change deal.
So if we assume it’s related phrases when Santander subsequent runs a change promotion, you won’t have the ability to apply with an lively Santander present account.
Although for those who shut your Santander account when you’ve received the Amazon voucher, you’d hopefully be eligible in some unspecified time in the future sooner or later.
Which present account do you have to open?
There are 4 accounts you’ll be able to go for, although I’d ignore the Edge Up. That leaves three.
The Santander Edge is a good account, providing 1% cashback on core payments plus entry to a 6% paying financial savings account. It’s definitely one I’d counsel anybody who pays payments goes for, so long as the cashback can cowl the £3 a month charge.
The Santander Edge Explorer is an improve on this, with the addition of journey, cell phone and breakdown cowl, in addition to 1% cashback on some debit card spending. You’ll pay £17 a month for this although, so it’s solely value it for those who want these extras.
Nonetheless, for those who don’t want or need these extras, or certainly you have already got one among them, then I’d go for the Santander Everday account. This can be a fairly commonplace account with no perks, but it surely’s free and also you’re allowed to have multiple (not like the Edge and Edge Explorer).
