Earn cash for sharing your banking knowledge.

YouGov Finance has lastly been changed, and this new strategy to join accounts could possibly be price £182 a yr. Right here’s the way it works.

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What’s YouGov Connections

YouGov Connections is a part of survey firm YouGov. You’ll have heard of them as their polls are sometimes quoted within the press on any variety of matters from politics to in style tradition.

Most of those polls are held through a YouGov account, and anybody can signal as much as be a part of it (although you gained’t be capable to reply each one – typically you’ll be screened out). The individuals who reply to their surveys earn factors, which may be swapped for money.

YouGov Connections is a bit totally different. You possibly can nonetheless earn factors, however somewhat than inform YouGov your opinions, you’ll be letting them see your knowledge. This could possibly be issues like your Netflix or Amazon account, however the newest – and most worthwhile – iteration will hook up with your financial institution, bank card and financial savings accounts.

This replaces YouGov Finance which labored in an analogous approach however was closed down in April 2024. I’d been utilizing that for a couple of years and managed to make a whole bunch of kilos with little or no effort.

Who can use YouGov Connections?

YouGov launched the service in late summer time of 2024, although not everybody can entry it in the meanwhile. Proper now it’s nonetheless invite solely, however increasingly more YouGov customers are getting entry every week (I bought my invite in early October).

It’s price checking your YouGov account anyway, and see if there’s a ‘Connections’ tab exhibiting within the prime menu. If not, some members of our Facebook group stated the function was unlocked for them after finishing three surveys on YouGov.

In any other case hopefully it’ll be opened as much as everybody quickly. Should you don’t have already got a YouGov account, it’s price signing up forward of time.

How a lot are you able to make?

Factors are earned each day, and what number of you get will depend on the kind of account you join.

Factors per day Factors per yr Worth
Present account: 5 1,825 £18.25
Bank cards 5 1,825 £18.25
Financial savings accounts 2 730 £7.30

Should you join a present account or bank card for a full yr, it’ll be attainable to earn 1,825 factors, which provides as much as £18.25. Financial savings accounts pay much less.

However since you possibly can add 10 accounts in whole, there’s the potential for 18,250 factors or £182.50. In actuality although, when you don’t have sufficient eligible accounts, your whole rewards, and money return, might be much less. Listed here are a couple of examples.

Present account or bank card Financial savings accounts Yearly worth
3 1 £62.05
5 1 £98.55
5 5 £127.75
10 0 £182.50

Although as I’ll come again to later there’s a straightforward hack that may assist you to prime as much as the complete 10 present accounts when you’re brief.

How does YouGov Connections work?

When you’ve been invited to hitch, you’ll want to begin including banks. It’s best through your cellphone when you’ve got all of the banking apps arrange and may be performed with a couple of clicks. Nonetheless it’ll work through your desktop and on-line banking too (it’ll simply take longer with every log in).

Accounts should be ‘lively’, which YouGov defines as being open for multiple month, and having not less than one transaction per 30 days. Watch out right here with bank cards you don’t recurrently use.

When you have multiple account at a financial institution, notably a mixture of present accounts and financial savings accounts, you possibly can select which of them to attach. That’s helpful when you don’t desire a decrease paying financial savings account taking over certainly one of your 10 slots.

As soon as linked you’ll begin to earn the factors, and you’ll see your operating whole in your account.

Each 90 days you’ll want to return in and reconnect your accounts. It’ll be fairly fast to do that because it’s simply renewing your consent to entry the info. Should you don’t do that you’ll be dropping factors, so it’s price placing a reminder in your diary to do that.

What banks can hook up with YouGov?

While you first click on by way of you’ll be introduced with a handful of huge title banks, however don’t fear in case your supplier isn’t there. Simply sort into the search field and hopefully you’ll get the outcome you need, particularly for bank cards and present accounts.

There have been a couple of notable exceptions. Kroo isn’t listed, nor are many high paying savings accounts supplier together with Chip, Zopa, Atom, Trading212 and Moneybox. Nonetheless, the latter would solely earn two factors per day, so that you’re higher off making an attempt to get extra increased incomes accounts – and I’ve discovered a hack for this.

Chase 10 accounts hack

Chase Banks means that you can set up 10 current accounts within the app, and you’ll join all of those to YouGov.

Then it’s very straightforward to switch a £1 from one to the subsequent as a standing order each month. When you’ve set this up, it’ll imply these accounts stay lively, and also you’ll hold incomes your factors!

Make sure that it’s new Chase present accounts you’re including and never financial savings accounts. I’d additionally solely use the complete 10 Chase accounts if you actually need to. When you have a few different accounts you possibly can add it’s price doing that first – simply to be secure and present fewer purple flags.

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Is YouGov Connections secure?

So it sounds good, however clearly you’re sharing quite a lot of knowledge with YouGov right here.

First, let’s have a look at your financial institution accounts themselves. The connections might be through open banking, which is regulated by the FCA. This is similar course of you might need already used to attach apps like Chip, Snoop and Plum to your present account.

Your cash might be secure although, as YouGov gained’t have entry to your card quantity or be capable to really contact your cash in your accounts.

Subsequent your knowledge. While you join, YouGov will be capable to see your account quantity and type code, in addition to issues like the place and if you spend your cash and the way a lot.

Clearly, YouGov are doing this to allow them to promote the info on to firms. Nonetheless it’ll all be anonymised in order that they gained’t be capable to determine you.

After all, YouGov can see this and although which may primarily be issues like how a lot you spend at Tesco or the scale of your mortgage funds, it may additionally comprise issues like paying for political memberships or different belongings you think about non-public. So it’s price having that in the back of your thoughts and studying the privateness insurance policies earlier than signing up.

Each permissions final solely 90 days, and also you’ll have to re-consent each three months. You may as well decide out and disconnect at any time, which can take away any historic knowledge you’ve beforehand shared.

Learn how to get YouGov payouts

To show your factors into cash you should earn 5,000 factors, which is price £50. With 10 accounts incomes 5 factors a day, it’ll imply you possibly can money out after 100 days, so roughly each three and a half months.

Different YouGov Connections

You may as well earn factors through different connections. Every earn 75 factors, price 75p per connection. These embrace:

  • Amazon buying historical past
  • Netflix viewing historical past
  • Apple TV+ viewing historical past
  • Disney+ viewing historical past
  • Paramount+ viewing historical past
  • Prime Video viewing historical past
  • YouTube viewing historical past